INSURANCE & PAYMENT

Clear options for paying for care.

We accept many major insurance plans and also offer private-pay sessions. We'll work with you to verify benefits and handle billing so you can focus on getting support.

Health Insurance

One Four Counseling partners with Headway to verify your insurance benefits, confirm coverage for therapy, and set up payment. When you book with Peter or Francy through Headway, you can see your estimated cost before your first session whenever possible.

  • Choose your clinician and start booking through Headway.
  • Share your insurance details so Headway can check benefits.
  • Confirm your estimated session cost and complete intake paperwork.

Coverage varies by plan. Deductibles, copays, and coinsurance may apply.

Private pay

If you prefer not to use insurance—or your plan is out of network—private-pay sessions are available.

Session fee $125 per session

We can discuss superbills or out-of-network reimbursement options during your consultation when applicable.

Plans we commonly work with

Accepted plans can differ by clinician. Headway confirms what your specific plan covers during setup.

  • Aetna
  • Blue Cross Blue Shield of Massachusetts
  • Blue Cross Blue Shield of Massachusetts Medicare Advantage
  • Carelon Behavioral Health
  • Cigna
  • Humana Medicare Advantage
  • Oscar
  • Oxford
  • Point32 Healthcare
  • Quest Behavioral Health
  • United Healthcare
  • United Healthcare Medicare Advantage